Stanbic Gives Unsecured Personal Loans In Two Days

stanbic_bank1-1Stanbic Bank has introduced a new campaign which seeks to give unsecured personal loans and overdrafts to customers within two working days.

Dubbed: “Switching” it is designed to ease the financial burden on both existing and potential customers by offering them unsecured personal loans and overdrafts in a short time.

Head of Customer Channels Benjamin Mensah, speaking at the press launch of the new services said in the unlikely event of a customer not getting the facility in the stipulated time, the bank will pay the customer GH¢100.

He said when the customers make the request for any of the services and all conditions fulfilled, the money would hit their account within two days.

Mr. Mensah said the new services would be available for customers over the next three months.
Switching Pays” is a follow-up to the successful “Switch” campaign launched in July this year, whereby customers, businesses and individuals were asked to move their accounts to the bank for better services.

Customers can take as little as GH¢500 to GH¢50,000 unsecured personal loans, which can be paid between 12 months and 60 months. The repayment amount is not more than 45 percent of the customer’s income, and in the unlikely event that the loan is not processed and account credited in two working days, the bank will pay GH¢100 to the customer.

The overdraft facility gives up to 60 percent on a customer’s salary, which remains in the customer’s account for 12 months.
Mr. Alhassan Andani Chief Executive Officer, Stanbic Bank said the bank was poised in rolling out innovative products and services to meet the growing needs of consumers.

“I know this is a market first, and I trust that with the people and system in place we will deliver.”

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